Accepting JMD credit card payments online

Until recently, taking JMD card payments online meant either a clunky merchant-bank gateway, a USD checkout that excluded most local cards, or routing through an aggregator with high fees. That changed when local payment processors like Inkress made hosted JMD checkouts available with a clean API.

Today, the realistic options for a service business are: Inkress (JMD-native, local settlement), an international processor with manual JMD conversion, or cash-only. We'll focus on the first because it's the only one that scales.

1. 1Customer books an appointment. Bookerva creates an order on Inkress.
2. 2Customer is redirected to a hosted Inkress checkout (your card data never touches Bookerva).
3. 3Inkress authorises and captures the charge against the customer's bank.
4. 4Bookerva is notified via webhook; the booking is marked paid.
5. 5Funds settle to your Jamaican bank account on the schedule you choose (next-day, weekly, monthly).

Expect 3.5–4.5% per transaction in 2026. The exact rate depends on your monthly volume and your card mix (debit cards are usually cheaper than credit; international cards are more).

There are no setup fees on Bookerva, no per-booking fees, and no monthly minimums on the Starter or Professional plans. You only pay the processor's transaction fee. We don't take a cut.

1. 1From your Bookerva dashboard, go to Payments.
2. 2Click 'Create Inkress account' (or 'Connect existing' if you already have one).
3. 3Enter your business details and KYC documents. Approval is usually under 48 hours.
4. 4Once approved, set your payout schedule and bank account.
5. 5Go live by toggling the deposit policy on each service.

If you're already an Inkress merchant in another product, the connect flow takes about 30 seconds — you authorise Bookerva and you're done.